Financial Planning and Insurance Services

Exciting news!!!

 In August of 2008, Garrett moved his office to downtown Exeter, the city in which he and his family live.  Exeter is known for being extremely quaint and one of the nations best "painted towns".  If you have not been Exeter in a while, make it a point to visit us and experience the nostalgia of small town America at its best.  The new building is located on the corner of E and Maple Streets. Garrett has put a lot of time and effort into renovating the building and is highly pleased with the outcome.

This October, we welcome our new health insurance representative, Michael Young. He focuses in both individual and group health insurance. We are excited that he is joining our team and we believe he will be a tremendous asset to our clients. Find out more...

 Serving Your Financial Needs

   

Today's investment climate offers unprecedented opportunities.  At Valley Financial Group, our mission is to help clients take advantage of those opportunities by providing them with three key tools:

          1.  A clear understanding of their financial goals

 

          2.  A well-defined roadmap for achieving those goals

 

          3.  Ongoing advice to help adjust their roadmap as needs change
 

 

Our services cover all areas of financial management, from investment and retirement planning to risk management and estate conservation.  We focus on helping our clients develop a comprehensive, cohesive financial plan that fits their unique needs and helps enable them to meet both short- and long-term objectives.

 

On our Web site, you will find valuable information for evaluating your current position and progress toward financial goals.  We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial plan.  You will also find calculators that will help you assess your current and future needs.  Please remember to visit our site often, as our content is constantly changing.

 

For help with your financial management, or for more information on Valley Financial Group, please contact us today
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

The Difference Between the Debt and the Deficit

The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

Do You Have Enough Disability Coverage

Disability can affect anyone without notice, and a well-paid professional in the midst of a productive career has much to lose if he or she suffers a medical problem and is unable to work. But there are ways that high earners can expand their coverage and help ensure that their income, assets, and lifestyle are not at risk from a potential disability.

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

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